Semi Trucks Financing
Finance Class 8 semi trucks, day cabs, and sleeper cabs for over-the-road and regional hauling. We work with owner-operators and fleets to get the right truck financing in place.
Benefits
Why finance semi trucks instead of paying cash?
Preserve your cash flow
Spread the cost over 24–72 months and keep cash available for operations and growth.
Equipment is your collateral
The equipment secures the financing, which helps approvals move quickly.
Start earning immediately
Get the right equipment now and pay for it as it generates revenue.
Potential tax advantages
Financed equipment may qualify for Section 179 deductions.
Semi Trucks financing FAQ
What credit score do I need to finance a semi truck?
Most semi truck financing programs require a minimum credit score of 550, though borrowers with scores above 650 typically qualify for the most competitive rates.
Can I finance a used semi truck?
Yes, we finance both new and used semi trucks — used trucks up to 10 years old commonly qualify, and financing used can significantly reduce your monthly payments.
What are the typical loan terms for semi truck financing?
Semi truck financing terms range from 24 to 72 months, with longer terms available for newer trucks to help keep monthly payments manageable for owner-operators and fleets.
Ready to get the funding your business needs?
Apply now in minutes. No credit impact, no obligation.