Excavators Financing
Finance new and used excavators for digging, trenching, and material handling. We cover mini excavators through large hydraulic excavators from all major manufacturers including Caterpillar, Komatsu, and John Deere.
Benefits
Why finance excavators instead of paying cash?
Preserve your cash flow
Spread the cost over 24–84 months and keep cash available for operations and growth.
Equipment is your collateral
The equipment secures the financing, which helps approvals move quickly.
Start earning immediately
Get the right equipment now and pay for it as it generates revenue.
Potential tax advantages
Financed equipment may qualify for Section 179 deductions.
Excavators financing FAQ
Can I finance a used excavator?
Yes, we finance both new and used excavators. Used equipment in good working condition can be a cost-effective option, and we offer competitive rates on models up to 10 years old.
What are typical financing terms for excavators?
Excavator financing terms range from 24 to 84 months, with loan amounts from $50,000 to $500,000. Longer terms are available for higher-value machines to keep monthly payments manageable.
Do I need a large down payment to finance an excavator?
Not necessarily — many of our excavator financing programs start with as little as 10% down. Your down payment amount may vary based on credit profile and the age of the equipment.
Ready to get the funding your business needs?
Apply now in minutes. No credit impact, no obligation.