Agriculture & Farming financing
Equipment financing for agriculture & farming businesses
Farming is capital-intensive and revenue is seasonal — which makes equipment financing a natural fit. We finance tractors, combines, irrigation systems, and other farm equipment with terms that align with your harvest cycle, so you're not making peak payments during the off-season.
Industry challenges
We understand what agriculture & farming businesses deal with
Seasonal revenue that creates uneven cash flow
High equipment costs relative to annual revenue
Weather-dependent income that makes planning difficult
The need to upgrade equipment to keep up with larger operations
Why Provide Capital
How we help agriculture & farming businesses grow
Seasonal payment structures
We build payment schedules around your harvest cycle. Make larger payments when revenue comes in and smaller payments during planting and growing seasons.
Long terms for expensive equipment
Tractors and combines are major investments. We offer terms up to 84 months to keep monthly payments manageable against your revenue.
New and used equipment
We finance both new and used farm equipment from dealers and private sellers. A reliable used tractor can be just as productive for your operation.
Fast approvals for auction purchases
Equipment auctions move fast. With same-day approvals, you can bid with confidence knowing the financing is ready when you need it.
Agriculture & Farming equipment financing FAQ
Can I make seasonal payments instead of equal monthly payments?
Yes. We specialize in structuring payments around agricultural revenue cycles — higher payments during harvest, lower payments during the off-season.
Do you finance irrigation systems?
Yes. We finance irrigation systems, center pivots, and related infrastructure as part of our agricultural equipment programs.
Can new farmers qualify?
Yes. While established operations typically get the best rates, we work with newer agricultural businesses and use the equipment as primary collateral.
Do you finance equipment purchased at auction?
Yes. With our same-day approval process, you can secure financing before or during an equipment auction.
Ready to get the funding your business needs?
Apply now in minutes. No credit impact, no obligation.