Construction financing
Equipment financing for construction businesses
Construction runs on equipment — and equipment runs on capital. Whether you're a general contractor adding an excavator or a road builder upgrading your fleet, we finance the machines that keep your projects on schedule and your bids competitive.
Industry challenges
We understand what construction businesses deal with
Large upfront equipment costs that strain cash reserves
Seasonal revenue cycles that make budgeting unpredictable
The need to bid on bigger jobs that require bigger machines
Aging equipment that slows production and drives up maintenance costs
Why Provide Capital
How we help construction businesses grow
We understand construction timelines
When you win a bid, you need equipment now — not in six weeks. Most of our construction deals fund in 24-48 hours so you can mobilize on schedule.
New and used equipment
We finance both new and used construction equipment. A well-maintained CAT from 2019 can be just as productive as a new one — and we'll finance it.
Seasonal payment structures
Construction revenue isn't flat. We can structure payments that account for your busy season and slow months.
Fleet financing
Adding multiple pieces at once? We can bundle equipment into a single financing agreement with one monthly payment.
Construction equipment financing FAQ
What construction equipment can I finance?
Virtually anything — excavators, bulldozers, loaders, cranes, skid steers, concrete equipment, dump trucks, compactors, and more. If it's used on a construction site, we can likely finance it.
Can I finance equipment for a specific project?
Yes. Many contractors finance equipment for individual projects. The terms can be structured to align with the project timeline.
Do you work with owner-operators and small contractors?
Absolutely. We work with one-person operations up to large general contractors. The equipment serves as collateral regardless of your company size.
How does seasonal payment structuring work?
We can adjust your monthly payments based on your revenue cycle — higher payments during busy months and lower payments during the off-season.
Ready to get the funding your business needs?
Apply now in minutes. No credit impact, no obligation.