Transportation & Trucking financing
Equipment financing for transportation & trucking businesses
In trucking and transportation, your revenue is directly tied to the number of trucks on the road. We finance commercial vehicles and fleet expansions so you can add capacity, replace aging units, and keep your drivers moving — without tying up all your working capital in a single purchase.
Industry challenges
We understand what transportation & trucking businesses deal with
High per-unit costs that add up fast when building a fleet
Constant pressure to add capacity as demand grows
Maintenance costs on aging vehicles that eat into margins
The need to stay compliant with evolving emissions standards
Why Provide Capital
How we help transportation & trucking businesses grow
Fleet expansion programs
Adding one truck or ten, we can structure fleet financing that scales with your growth. Single approval, bundled payments, and terms that match vehicle useful life.
Owner-operator programs
Independent operators and small fleets are welcome. We look at the whole picture — your revenue, your routes, and the equipment — not just a credit score.
New and used vehicles
We finance new and pre-owned commercial vehicles. A well-maintained used truck can deliver strong ROI, and we'll finance it at competitive rates.
Fast funding
When a good truck comes available, you need to move quickly. Our same-day approvals and 24-48 hour funding mean you won't lose the deal.
Transportation & Trucking equipment financing FAQ
Do you work with owner-operators?
Yes. We have programs for independent owner-operators as well as fleet companies. The vehicle serves as collateral, which helps qualification.
Can I finance a fleet expansion?
Absolutely. We finance multi-vehicle purchases and can bundle them into a single agreement for simplified payments and tracking.
What about used trucks?
We finance used commercial vehicles in good working condition. Used trucks up to 7-10 years old typically qualify for competitive rates.
How quickly can I get funded for a truck?
Most commercial vehicle applications are approved the same day. Funding typically follows within 24-48 hours.
Ready to get the funding your business needs?
Apply now in minutes. No credit impact, no obligation.