Restaurant & Food Service financing
Equipment financing for restaurant & food service businesses
Opening a restaurant is expensive enough without paying cash for every oven, walk-in, and dish machine. We finance commercial kitchen equipment so you can invest in the equipment that makes your food great — and keep your cash available for the hundred other things that need it.
Industry challenges
We understand what restaurant & food service businesses deal with
High startup costs for new restaurant openings
Tight margins that make large cash purchases risky
The need to maintain and upgrade equipment to meet health standards
Seasonal revenue fluctuations in many markets
Why Provide Capital
How we help restaurant & food service businesses grow
Restaurant startup financing
Opening your first location? We finance complete kitchen buildouts for new restaurants. The equipment is the collateral, so you don't need three years of tax returns to get started.
Keep cash for working capital
Restaurants burn through cash — payroll, food costs, rent. Financing your equipment means your reserves stay available for the expenses that hit every month.
Expansion-ready
Opening a second or third location? We can replicate your equipment package and finance it separately so each location stands on its own.
Food truck programs
We finance food truck kitchen buildouts including commercial equipment, refrigeration, generators, and POS systems.
Restaurant & Food Service equipment financing FAQ
Can I finance equipment for a new restaurant?
Yes. We finance kitchen equipment for new restaurant openings. The equipment serves as collateral, which helps qualify businesses without a long operating history.
Do you finance food truck equipment?
Yes. We finance food truck kitchen buildouts including cooking equipment, refrigeration, generators, and POS systems.
Can I bundle all my kitchen equipment into one loan?
Absolutely. We can package your entire kitchen — ovens, refrigeration, prep equipment, dishwashers — into a single financing agreement with one monthly payment.
What if my restaurant is seasonal?
We understand seasonal revenue and can structure payments that align with your busier and slower months.
Ready to get the funding your business needs?
Apply now in minutes. No credit impact, no obligation.